Thorough knowledge of the client(s) health history is critical to the financial planning process. Advance knowledge of underwriting difficulties and potential outcomes PRIOR to doing an indepth financial analysis or sales effort will substantially increase your success ratio.

If the following conditions exist, the ability to use an insurance product to secure the client's assets is greatly reduced and other planning solutions must be considered.

Reasons to Call FutureCare Services
If your client has had one of these conditions in the last five years, contact our office.

Reasons for Automatic Decline
Conditions for declination.
If your client is currently using any of the following.
If your client has one of these conditions, or uses one of the items listed, the case will be declined.

Ask "The Doctor" for Background on Various Health Conditions